La Jolla Bank has been dedicated to serving the financial needs of our customers since 1985.

We recognize that friendly service and the reliable management of your money are what you're looking for, and we're here to provide that.

Please take a few moments to browse our site and find out how we can serve you!

All accounts are insured up to $250,000 (expiring 12/31/13) by the Federal Deposit Insurance Corporation (FDIC), an agency of the United States government.

La Jolla Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through 6/30/10, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Under the Final Rule, the definition of noninterest-bearing transaction accounts includes Interest on Lawyers Trust Accounts (and functionally equivalent accounts) AND low-interest NOW accounts (defined as NOW accounts with interest rates no higher than 0.50 percent). La Jolla Bank offers several low-interest bearing “NOW” account products that do NOT qualify as a low or non-interest bearing transaction account under the Transaction Account Guarantee Program. Only NON-interest bearing "NOW" accounts at La Jolla Bank qualify for this FDIC coverage.

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