We are a federally-chartered savings bank, with full service offices located in California and Texas, with loan production offices in California, Arizona and New York. We operate 10 branch offices plus additional loan offices for your convenience. We are an equal opportunity lender.

All accounts are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC), an agency of the United States government.

OneWest Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

For the purpose of this separate coverage, noninterest-bearing transaction accounts include consumer and business checking accounts that do not earn interest.