The safety of your funds is guaranteed by the full faith and credit of the Government of The United States of America. The funds you deposit are fully insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).

FDIC insurance applies to all kinds of accounts we offer, including certificates of deposit, money market accounts, retirement accounts, as well as savings and checking accounts.

How to insure your funds
for more than $250,000 . (expiring 12/31/13)


FDIC regulations allow you to increase your account insurance protection to more than $250,000. expiring 12/31/13

FDIC insurance applies to all kinds of accounts we offer, including certificates of deposit, money market accounts, retirement accounts, as well as savings and checking accounts.

OneWest Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

For the purpose of this separate coverage, noninterest-bearing transaction accounts include consumer and business checking accounts that do not earn interest.

Please use the FDIC on-line calculators "EDIE" to calculate FDIC insurance by visiting their website at https://www.fdic.gov/edie/index.html